Investing and Market Commentaries

Retirement Income in a Down Market
Greg Welborn

Retirement Income in a Down Market

Whenever the stock market takes a dive or seems to be stalled after a dive, the sharks come out, offering various retirement income solutions. These

Investing During Market Downturn
First Financial Consulting

Investing During a Market Downturn

Burton Malkiel is a widely respected economist who was trained at Harvard and Princeton University, where he currently teaches, served as dean of Yale School

Saving for Retirement at 50
Scott Sommers

Saving For Retirement At 50

Saving for retirement is one of the most important baseline financial steps you must take in order to have a successful retirement. As basic as

graph showing dividend stocks for retirement income
Greg Welborn

Best Dividend Stocks For Retirement

Dividend Stocks For Retirement When creating a retirement investment plan, look no further than dividend stocks. Dividend stocks can provide a great way to build

Crash Proof Retirement Piggy Bank
Scott Sommers

The True “Crash Proof” Retirement

“Crash Proof” Retirement Several financial advisors offer “crash proof” retirement programs, and understandably it is an enticing offer. Who wouldn’t want a “crash proof” retirement?

Understanding Your 401k
Danny Beckwith

Understanding Your 401(k)

https://player.vimeo.com/video/390624412 This BenchTalk is all about understanding your 401(k) plan. At its core, a 401(k) is a type of retirement savings plan that companies will

crash proof retirement
Greg Welborn

How To Design Your Investment Portfolio

Long-term Bedrock Principles How do you successfully build and manage an investment portfolio to accomplish long-term goals?  This is a critical question that too often

equifax banner that reads 'data breach'
Greg Welborn

Equifax Data Breach Settlement

Equifax, one of the largest credit reporting agencies in the country, has finally reached a settlement with the Federal Trade Commission, the Consumer Financial Protection

crash proof retirement
First Financial Consulting

Bull Markets We Have To Bear

On March 9th, 2019, we celebrated 10 years of a bull market, making it the longest bull market on record. March 2009 told a different

crash proof retirement
Greg Welborn

Stocks and Bonds Diversification

https://player.vimeo.com/video/318364502 Diversification Diversification starts with predictability. Before we even start building an investment portfolio for a client, we need to have some form of predictability.

crash proof retirement
Greg Welborn

What Are Bonds and Why Own Them?

https://player.vimeo.com/video/313046297 Companies have the ability to raise money in a lot of different ways. If they want to let investors own a part in their

crash proof retirement
Greg Welborn

What Are Stocks and Why Own Them?

https://player.vimeo.com/video/307137257So, what are stocks? A stock is in simple terms, a piece of paper stating that you own a share of a company. But what

what makes fee only different
Greg Welborn

What Makes Fee-Only Different?

https://player.vimeo.com/video/137504719 Hierarchy of Investment Advice and What Makes Fee-Only Different There are a lot of advisors, using a lot of different names to describe what

crash proof retirement
First Financial Consulting

Ignore the Volatility

Nobody likes market volatility.  It can scare the heck out of the best of us, and certainly can prompt any of us to second-guess ourselves. 

crash proof retirement
First Financial Consulting

Top Performing Investment Managers

Performance Scoreboard for Investment Managers *Excerpted, with additions, from the Wall Street Journal. We have just begun a new year, which means that it is

crash proof retirement
Chad Germann

Bench Talk: Why Do We Invest?

https://player.vimeo.com/video/186024916 Why Do We Invest? Investing is risky so why do it? The reason is inflation. Inflation is simply the rising cost of goods and

crash proof retirement
Greg Welborn

Is It Time to Sell Everything?

In response to the Dow’s drop, the Royal Bank of Scotland says, “sell everything” in the face of a “cataclysmic year”.   We do not

crash proof retirement
Greg Welborn

Bench Talk: Breaking Bad Behaviors

https://player.vimeo.com/video/150986792 Breaking Bad Behaviors This Bench Talk is all about breaking bad behaviors. More specifically, behaviors that get us in trouble when it comes to

crash proof retirement
Greg Welborn

Our Investment Management Approach

https://player.vimeo.com/video/414958837 First Financial Consulting provides 100% objective advice in a lot of different areas. Today, we would like to focus on our Investment Management approach and

MorningStar
Scott Sommers

Do Morningstar Stars Matter

With the turn of a new year, results in the 2012 race for the coveted Morningstar star rankings will soon be announced.  Morningstar has done

Bond Risks | Bonds and Their Hidden Risks
First Financial Consulting

Bonds and their Hidden Risks

As everyone probably knows by now, San Bernardino just voted to file for bankruptcy protection. This is the third California city to file bankruptcy this

senior citizen reading about annuities
Greg Welborn

Seniors in the Crosshairs

Over the years we’ve seen several marketing trends and fads sweep through the securities business – some good, most bad. The worst ones typically are

crash proof retirement
Greg Welborn

So, What Is An Investment Consultant?

Investment Consultant The title of this article poses an interesting question – one that we hear frequently, if somewhat sheepishly, from investors and fiduciaries. Usually

crash proof retirement
First Financial Consulting

Dow 36,000 Or 3,600?

There’s an old saying that “the market is most dangerous when it looks best and most inviting when it looks worst”. Given the downturn we’ve