First Financial Insights

Economic Commentary – The Economy & Inflation

We hear two major themes in the questions being asked by clients these days: is the stock market heading for a correction, and what will

How Long will $500 000 last in retirement

How Long Will $500,000 Last in Retirement?

How long will $500,000 last in retirement is a great question to be asking as you approach, or are in, that 50s decade of your

Notebook open to a page with Pension vs. 401k written on it

Pension vs. 401k: Unveiling the Main Differences

Pension vs 401k Pensions and 401ks are two retirement plans that often get confused with one another. People say they have a “pension” when they

Economic Commentary – The Economic Horizon

Underlying Strength The economy is strong, certainly stronger than anyone would have predicted from the depths of the Covid recession last year, and the question

Saving For Retirement At 50

Saving for retirement is one of the most important baseline financial steps you must take in order to have a successful retirement. As basic as

graph showing dividend stocks for retirement income

Best Dividend Stocks For Retirement

Dividend Stocks For Retirement When creating a retirement investment plan, look no further than dividend stocks. Dividend stocks can provide a great way to build

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Economic Commentary During Crazy Times

Crazy is probably the best word to use in describing 2020 and the first couple of weeks of 2021. One year ago, nobody would have

person building an investment portfolio from scratch

Building an Investment Portfolio from Scratch

Building an investment portfolio from scratch usually means you have little or no, experience. Perhaps this is your first foray into the world of investments;

Thanksgiving Commentary – Gratitude In Difficult Times

These are difficult times. Nobody surveying the scene in January and February of this year could have predicted what we’ve all just experienced. In fact,

The True “Crash Proof” Retirement

“Crash Proof” Retirement Several financial advisors offer “crash proof” retirement programs, and understandably it is an enticing offer. Who wouldn’t want a “crash proof” retirement?

A magnifying glass hovering over the letters '401k plan', featuring a calculator and pen.

What Happens to 401k When You Quit?

Summary: When you quit your job, you have options for your 401k: leave it, roll it over, or cash out. Managing it wisely is crucial

Economic Commentary – Where Are We Going

Any economic forecasts of where we are going must be prefaced by acknowledging where we were and where we are now. Where We Were We

Pension options give you plan choices for how you want to receive your benefit with common pension payment options as monthly distributions or lump sum payments.

Which Pension Option Should You Choose

Which Pension Option Should You Choose If you have a pension and are retiring or changing jobs, you have a very important decision to make.

How To Attain Real Wealth

Real Wealth There’s a lot of talk about wealth – how to create it, grow it, keep it – but we often wonder if people

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Can You Trust Your Financial Advisor?

Can You Really Trust Your Financial Advisor? Life is getting busier and more complicated, so it’s not surprising to learn that more and more people

Economic Commentary – Coronavirus Truths

Coronavirus Truths Concern over the Coronavirus continues to hit financial markets. The decreases in the Dow Jones Industrial Average and the S&P 500 indexes are

Working With a Financial Planner

Working with a Financial Planner: It’s Not just Business, It’s Personal What do you picture when you think of financial planning? Spreadsheets? Graphs? Investment management