First Financial Insights
Economic Commentary – 2024 Economic Outlook
We closed 2023 and entered 2024 with a market rally, newly born confidence that the inflation battle won’t lead us into a recession, and relief
How to Prepare for a Recession
A recession is a period of economic downturn that can affect governments, businesses, and individuals. Recessions often include higher unemployment, stagnant wage growth, and reduced
What Does High Net Worth Financial Planning Look Like?
It’s a simple statement, but it’s true: financial planning is an important consideration for just about everyone. However, high net worth individuals and couples may
How to Account for Inflation in Retirement Planning
Inflation, the general increase in the price of goods and services, has multifaceted effects on retirees. While localized price fluctuations occur due to changes in
Economic Commentary – The Future and Beyond
There is a lot of doom and gloom in the air, but there is a significant amount of very positive news to consider as we
7 Retirement Planning Mistakes to Avoid
Retirement planning is crucial for building and funding the type of life you want to live after exiting the workforce. By making effective investments, addressing
What is a Recession, Exactly?
Recessions are an unfortunate fact of life. These economic downturns happen occasionally, and the broad economic factors that cause them are outside of any single
Fiduciary vs Financial Advisor: An In-Depth Comparison
Understanding the difference between a financial advisor and a fiduciary is critical to your financial success. If you need a financial professional for advice, you
Economic Commentary – Where Are We Now
Thus far, 2023 has been a confusing year. Certainly, the geopolitical landscape has been difficult, but overlaid on those headlines are alternating reports of a
Managing a Financial Windfall
Sudden wealth is a blessing to many, but sadly it becomes a burden for too many people and has actually ruined lives. You would think
20 Questions to Ask a Financial Advisor in First Meeting
Working with a financial advisor is a crucial part of achieving financial security. A good financial advisor will help you effectively manage your money. They
Retirement Income in a Down Market
Whenever the stock market takes a dive or seems to be stalled after a dive, the sharks come out, offering various retirement income solutions. These
Economic Commentary – How Fragile Are The Banks
The failure of Silicon Valley Bank and the simultaneous troubles afflicting First Republic Bank and now Credit Suisse can’t help but call into question the
Economic Commentary – Inflation Is Not Finished
Hope springs eternal, as they say, and many in the media are pushing the narrative that inflation has been vanquished – or is at least
Working With a Wealth Management Advisor
Wealth management can be summarized as the problem of more. Affluent individuals have more assets to manage, but this also means they have more assets
Investing During a Market Downturn
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Economic Commentary | The Inflation Battle Continues
The inflation news is confusing, and we want to take this opportunity to help clarify why. We’ll start with the fact that the Fed is
Tax Strategies For High-Income Earners
High-income earners have a target on their backs, and you may be one of them. The IRS has a strategy in force to target and
Economic Commentary – Looking For Clarity
The U.S. is not on a precipice, nor is it staring down an imminent recession, nor is it facing a looming economic crisis. In short,
How to Retire Early | The Essentials of Early Retirement Planning
Thirty-five percent of Americans are retiring earlier simply because they can. But the decision to transition from working life to retirement is a personal and
Trump Tax Plan 2025: How Trump Tax Policy Will Reshape Taxes
2025 will witness former President Donald Trump becoming the new President. It will also witness a fairly extensive revisiting and review of tax rates, many
Best Place to Retire in US | 8 Best States for Retirement
Planning for retirement isn’t just about saving enough money – it’s about making smart choices to stretch those savings and enjoy your golden years. One
Estate Planning Checklist: A Guide to Organizing Your Affairs
With over $36 trillion in wealth expected to transfer from American retirees to their beneficiaries, it’s surprising that only 32% of Americans have an estate
Economic Commentary – What Does The Election Mean?
We’ve all been through a bruising election season, and emotions are running high on all sides of this election’s various debates. As readers of these