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		<loc>https://firstfinancial.is/what-does-high-net-worth-financial-planning-look-like/</loc>
		<video:video>
			<video:title><![CDATA[What Does High-Net-Worth Financial Planning Look Like?]]></video:title>
			<video:publication_date>2023-12-13T17:14:50-08:00</video:publication_date>
			<video:description><![CDATA[Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube.]]></video:description>
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			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
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		<loc>https://firstfinancial.is/retirement-planning/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
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			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
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			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
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	<url>
		<loc>https://firstfinancial.is/high-net-worth-retirement-planning/</loc>
		<video:video>
			<video:title><![CDATA[High Net Worth Retirement Planning]]></video:title>
			<video:publication_date>2025-08-19T15:53:03+00:00</video:publication_date>
			<video:description><![CDATA[Are you a high net worth individual (HNWI) preparing for retirement? Your planning needs go beyond the basics. In this video, we’ll guide you through the key strategies that matter most for HNWIs approaching retirement — from tax efficiency to legacy planning.

What You’ll Learn:

1. What defines an HNWI and why retirement planning is uniquely complex for this group

2. How to build diversified income streams—rental real estate, dividends, annuities, and more

3. Advanced tax-optimization strategies (HSAs, mega backdoor Roth IRAs, defined benefit plans)

4. Tailored investment tactics: private equity, PPLI, alternative investments, and tax-loss harvesting

5. Real estate strategies: downsizing, home equity release, REITs for passive income

6. Estate planning essentials: trusts, donor-advised funds, GRATs, and preserving generational wealth

7. Healthcare planning, lifestyle budgeting, and cash-flow modeling with inflation adjustments

8. Why working with a fee-only fiduciary advisor and a trusted financial team is often indispensable

Useful Resources &amp; Links:

Read the full article: High Net Worth Retirement Planning

Visit our blog for more advanced retirement strategies

Ready for a Personalized Retirement Strategy?

At First Financial, we specialize in high-net-worth retirement planning that is tailored, tax-savvy, and aligned with your legacy goals.
→ Schedule your complimentary consultation today!]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/1111436267?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
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			<video:duration>192</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
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	<url>
		<loc>https://firstfinancial.is/can-you-retire-with-1-million/</loc>
		<video:video>
			<video:title><![CDATA[How to Retire with $1 Million - The Plan That Actually Works]]></video:title>
			<video:publication_date>2025-11-05T11:17:44-08:00</video:publication_date>
			<video:description><![CDATA[Can you really retire comfortably with $1 million? In this video, we walk through a detailed retirement planning case study showing what it actually takes to...]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/n3TGYyUb3Fs</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2026/03/how-to-retire-with-1-million-the.jpg</video:thumbnail_loc>
			<video:duration>1301</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-to-avoid-estate-tax-with-a-trust/</loc>
		<video:video>
			<video:title><![CDATA[How Trusts Can Reduce Estate Taxes (Before It’s Too Late)]]></video:title>
			<video:publication_date>2026-01-23T11:00:55-08:00</video:publication_date>
			<video:description><![CDATA[Estate taxes may not feel like a problem today — but history, growth, and future tax law changes suggest that could change dramatically.In this video, we wal...]]></video:description>
			<video:player_loc>https://www.youtube.com/embed/srZ29oQHHRY</video:player_loc>
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			<video:duration>1453</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/what-is-a-good-monthly-retirement-income-for-a-couple/</loc>
		<video:video>
			<video:title><![CDATA[Retirement Income]]></video:title>
			<video:publication_date>2024-12-09T17:06:31+00:00</video:publication_date>
			<video:description><![CDATA[Greg Welborn answers the question of what makes a good retirement income.]]></video:description>
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			<video:duration>346</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-to-retire-at-50/</loc>
		<video:video>
			<video:title><![CDATA[How to Retire at 50]]></video:title>
			<video:publication_date>2025-08-19T15:09:16+00:00</video:publication_date>
			<video:description><![CDATA[Want to retire at 50? It's absolutely possible—with the right strategy, discipline, and planning.

In this video, Greg Welborn from First Financial walks you through the 7 Essential Steps to Retire at 50—a comprehensive blueprint for building a secure, sustainable early retirement.

What You'll Learn:

1. How to define your retirement goals based on lifestyle, location, and expenses

2. How to assess your financial readiness, including accounts, Social Security, and projected income

3. Building a strong retirement nest egg using tax-advantaged accounts and smart diversification

4. Strategic use of catch-up contributions after age 50

5. Managing early-withdrawal risks and using bridge accounts for flexibility

6. Handling healthcare expenses before Medicare kicks in

7. The value of working with a fiduciary advisor for a personalized, long-term plan

Why it Matters:
The average retirement age is typically between 61 and 67, but there's no rule that says you can’t retire earlier—if you prepare intentionally. This video gives you the roadmap to get there confidently.

Resources &amp; Links:

Read the full article: How to Retire at 50

Discover more insights on retirement planning from First Financial’s blog

Thinking about retiring early? A fee-only, fiduciary advisor has helped thousands of clients map their route to retirement—on their terms, with eyes wide open.

Subscribe for ongoing retirement planning tips!]]></video:description>
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			<video:duration>258</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/investment-management/</loc>
		<video:video>
			<video:title><![CDATA[Understanding Financial Fear and Greed]]></video:title>
			<video:publication_date>2019-11-05T00:00:00+00:00</video:publication_date>
			<video:description><![CDATA[Numerous studies have shown that most investors fail because they replace planning and reason with fear and greed. They watch the news, read the newspaper or popular magazines, or listen to a friend’s latest hot tip, and they buy or sell the wrong thing at the wrong time.]]></video:description>
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			<video:content_loc>https://player.vimeo.com/video/371253691</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/financial-planning/</loc>
		<video:video>
			<video:title><![CDATA[Financial Planning | First Financial Consulting]]></video:title>
			<video:publication_date>2023-01-13T00:00:00+00:00</video:publication_date>
			<video:description><![CDATA[At First Financial Consulting, we believe that financial success begins with a solid financial plan. That may seem obvious, but too many “financial planners”]]></video:description>
			<video:thumbnail_loc>https://i.vimeocdn.com/video/828378546-e4bf26a8063a2671d43c6b4a2757999192308285bdc7ff3a0c2c1e21881807da-d_640?f=webp</video:thumbnail_loc>
			<video:content_loc>https://player.vimeo.com/video/371002063</video:content_loc>
			<video:family_friendly>no</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[No Pressure, No Sales Pitch, No Commissions]]></video:title>
			<video:publication_date>2019-11-04T17:02:46+00:00</video:publication_date>
			<video:description><![CDATA[At First Financial Consulting, we believe that financial success begins with a solid financial plan. That may seem obvious, but too many “financial planners” don’t put enough effort into developing a good plan.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/371002063?dnt=1&#038;app_id=122963</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/12/no-pressure-no-sales-pitch-no-co.jpg</video:thumbnail_loc>
			<video:duration>131</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/dangers-of-annuities-in-retirement/</loc>
		<video:video>
			<video:title><![CDATA[Dangers of Annuities in Retirement]]></video:title>
			<video:publication_date>2024-07-23T14:16:31+00:00</video:publication_date>
			<video:description><![CDATA[Insurance companies have a long history of developing exceptional advertisements, brochures, and sales pitches to trumpet the benefits of annuities. All the choices and possible combinations in an annuity mask the real dangers all annuities pose, especially for retirement. Continue watching or click the link below to learn more about the dangers of annuities in retirement. 
https://firstfinancial.is/dangers-of-annuities-in-retirement/]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989071413</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/08/dangers-of-annuities-in-retireme-1.jpg</video:thumbnail_loc>
			<video:duration>355</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Dangers of Annuities in Retirement]]></video:title>
			<video:publication_date>2024-07-23T14:16:31+00:00</video:publication_date>
			<video:description><![CDATA[Insurance companies have a long history of developing exceptional advertisements, brochures, and sales pitches to trumpet the benefits of annuities. All the choices and possible combinations in an annuity mask the real dangers all annuities pose, especially for retirement. Continue watching or click the link below to learn more about the dangers of annuities in retirement. 
https://firstfinancial.is/dangers-of-annuities-in-retirement/]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989071413?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/12/dangers-of-annuities-in-retireme.jpg</video:thumbnail_loc>
			<video:duration>355</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-to-achieve-financial-security/</loc>
		<video:video>
			<video:title><![CDATA[How to Achieve Financial Security in 7 Straightforward Steps ]]></video:title>
			<video:publication_date>2019-10-30T10:31:36-07:00</video:publication_date>
			<video:description><![CDATA[How to achieve Financial Security in 7 straightforward steps. Whether you're 20 or 60, take the first steps to secure your financial future.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/369424599</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/10/EPK01233.jpg</video:thumbnail_loc>
			<video:duration>216</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[How to Achieve Financial Security]]></video:title>
			<video:publication_date>2019-10-28T17:12:09+00:00</video:publication_date>
			<video:description><![CDATA[Everyone wants to achieve financial security and plan for their financial future, and it is possible to do. However, most people fail to achieve financial security because they make three critical mistakes.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/369424599?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/12/how-to-achieve-financial-securit.jpg</video:thumbnail_loc>
			<video:duration>216</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-what-makes-fee-only-different/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | What Makes Fee-Only Different]]></video:title>
			<video:publication_date>2015-08-27T12:36:31+00:00</video:publication_date>
			<video:description><![CDATA[Greg Welborn Fee-Only vs. Others]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/137504719</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2021/04/What-Makes-Fee-Only-Different.jpg</video:thumbnail_loc>
			<video:duration>203</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Bench Talk | What Makes Fee-Only Different]]></video:title>
			<video:publication_date>2015-08-27T12:36:31+00:00</video:publication_date>
			<video:description><![CDATA[There are a lot of different financial advisors, using a lot of different names to describe what they do. It can get a little confusing. In this video, Greg Welborn breaks down the different types of financial and investment advisors into three categories. We also included their duty to the client, how they are compensated, and how they give advice.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/137504719?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/12/bench-talk-what-makes-fee-only-d-1.jpg</video:thumbnail_loc>
			<video:duration>203</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/financial-planning-approach/</loc>
		<video:video>
			<video:title><![CDATA[Our Financial Planning Approach | First Financial Consulting]]></video:title>
			<video:publication_date>2015-08-18T13:16:46-07:00</video:publication_date>
			<video:description><![CDATA[As fee-only, objective financial advisors, our unique approach to financial planning is based off of the individual needs, goals and dreams of our clients.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/414960086</video:player_loc>
			<video:duration>63</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Our Approach to Financial Planning]]></video:title>
			<video:publication_date>2020-05-04T19:41:43+00:00</video:publication_date>
			<video:description><![CDATA[As fee-only, objective financial advisors, our unique approach to financial planning is based off of the individual needs, goals and dreams of our clients.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/414960086?dnt=1&#038;app_id=122963</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/10/our-approach-to-financial-planni.jpg</video:thumbnail_loc>
			<video:duration>63</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/investment-management-approach/</loc>
		<video:video>
			<video:title><![CDATA[Our Approach to Investment Management]]></video:title>
			<video:publication_date>2020-05-04T19:36:17+00:00</video:publication_date>
			<video:description><![CDATA[Today, we would like to focus on our Investment Management Approach and how we provide our clients with objectivity, predictability, and accountability.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/414958837</video:player_loc>
			<video:duration>190</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Our Approach to Investment Management]]></video:title>
			<video:publication_date>2020-05-04T19:36:17+00:00</video:publication_date>
			<video:description><![CDATA[Today, we would like to focus on our Investment Management Approach and how we provide our clients with objectivity, predictability, and accountability.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/414958837?dnt=1&#038;app_id=122963</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/10/our-approach-to-investment-manag.jpg</video:thumbnail_loc>
			<video:duration>190</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/what-are-bonds-and-why-own-them/</loc>
		<video:video>
			<video:title><![CDATA[What Are Bonds and Why Own Them?]]></video:title>
			<video:publication_date>2019-01-23T16:52:01+00:00</video:publication_date>
			<video:description><![CDATA[Even seasoned investors get nervous during periods of excess volatility in the market. Bonds provide a safer, less volatile way to invest in the market.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/313046297</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/01/greg-bonds-bench-talk.jpg</video:thumbnail_loc>
			<video:duration>520</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[What Are Bonds and Why Own Them?]]></video:title>
			<video:publication_date>2019-01-23T16:52:01+00:00</video:publication_date>
			<video:description><![CDATA[Even seasoned investors get nervous during periods of excess volatility in the market. Bonds provide a safer, less volatile way to invest in the market.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/313046297?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/10/what-are-bonds-and-why-own-them.jpg</video:thumbnail_loc>
			<video:duration>520</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/estate-planning/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different-5.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[What is Estate Planning?]]></video:title>
			<video:publication_date>2024-12-09T16:44:53+00:00</video:publication_date>
			<video:description><![CDATA[In this video, Greg Welborn gives an overview of what estate planning is.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/1037603776?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/02/what-is-estate-planning.jpg</video:thumbnail_loc>
			<video:duration>262</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/02/what-makes-fee-only-different.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/questions-to-ask-financial-advisor-first-meeting/</loc>
		<video:video>
			<video:title><![CDATA[Avoid Running Out of Money]]></video:title>
			<video:publication_date>2020-03-13T18:12:30+00:00</video:publication_date>
			<video:description><![CDATA[Are you prepared to pose the right questions to your financial advisor? Read our guide, 20 Questions to Ask a Financial Advisor, and gain the insights now!]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/397536672?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/02/avoid-running-out-of-money-1.jpg</video:thumbnail_loc>
			<video:duration>228</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/christian-welborn/">Christian Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/can-a-financial-advisor-really-help/</loc>
		<video:video>
			<video:title><![CDATA[Can A Financial Advisor Really Help? | First Financial Consulting]]></video:title>
			<video:publication_date>2019-12-04T16:34:07-08:00</video:publication_date>
			<video:description><![CDATA[Yes and we have the data to back it up. With minimizing risks and taxes, using dynamic withdrawal strategies and properly managing liabilities.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/375788890</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/12/EPK01450-2.jpg</video:thumbnail_loc>
			<video:duration>197</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/mega-backdoor-roth-ira/</loc>
		<video:video>
			<video:title><![CDATA[Mega Backdoor Roth IRA]]></video:title>
			<video:publication_date>2025-08-20T19:43:29+00:00</video:publication_date>
			<video:description><![CDATA[Want to save more for retirement—beyond the usual contribution limits? The Mega Backdoor Roth IRA could allow you to contribute up to $77,500 per year into a Roth account, giving you the benefit of tax-free growth and withdrawals in retirement.

In this video, we break down:


What the Mega Backdoor Roth IRA is (and how it works)
The role of after-tax 401(k) contributions and in-service rollovers
How to avoid common mistakes and IRS penalties
Real-world examples of long-term tax savings
Why this strategy is especially valuable for high-income earners


This is a powerful—but complex—retirement planning tool. Done right, it can accelerate your financial independence. Done wrong, it can trigger unnecessary taxes.

📌 Resources &amp; Links:

Read the full article: Mega Backdoor Roth IRA: Everything You Need to Know
Learn more retirement strategies on our blog
Schedule a complimentary consultation with a fee-only fiduciary advisor]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/1111828922?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/08/mega-backdoor-roth-ira-1.jpg</video:thumbnail_loc>
			<video:duration>223</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/estate-planning-ask-these-10-questions/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: 10 Questions to Assess Your Estate Plan]]></video:title>
			<video:publication_date>2016-07-12T18:10:25+00:00</video:publication_date>
			<video:description><![CDATA[By Greg Welborn]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/174427830</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/07/video_thumb_22.jpg</video:thumbnail_loc>
			<video:duration>264</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Bench Talk: 10 Questions to Assess Your Estate Plan]]></video:title>
			<video:publication_date>2016-07-12T18:10:25+00:00</video:publication_date>
			<video:description><![CDATA[By Greg Welborn]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/174427830?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/04/bench-talk-10-questions-to-asses.jpg</video:thumbnail_loc>
			<video:duration>264</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/building-investment-portfolio-from-scratch/</loc>
		<video:video>
			<video:title><![CDATA[Building an Investment Portfolio from Scratch | First Financial Consulting]]></video:title>
			<video:publication_date>2020-12-21T17:19:30-08:00</video:publication_date>
			<video:description><![CDATA[Building an investment portfolio from scratch requires planning to be successful. Here''s what you need to know when building your portfolio.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/371253691</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2020/12/Building-Investment-Portfolio.jpeg</video:thumbnail_loc>
			<video:duration>166</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[Understanding Financial Fear and Greed]]></video:title>
			<video:publication_date>2019-11-05T17:25:57+00:00</video:publication_date>
			<video:description><![CDATA[Numerous studies have shown that most investors fail because they replace planning and reason with fear and greed. They watch the news, read the newspaper or popular magazines, or listen to a friend’s latest hot tip, and they buy or sell the wrong thing at the wrong time.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/371253691?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/04/understanding-financial-fear-and.jpg</video:thumbnail_loc>
			<video:duration>166</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/insurance-planning/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different-7.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/wealth-planning/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different-6.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/tax-planning/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different-4.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/our-firm/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different-2.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584?color&#038;autopause=0&#038;loop=0&#038;muted=0&#038;title=1&#038;portrait=1&#038;byline=1#t=</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2025/03/what-makes-fee-only-different.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/benefits-of-a-fee-only-financial-planner/</loc>
		<video:video>
			<video:title><![CDATA[What Makes Fee-Only Different?]]></video:title>
			<video:publication_date>2024-07-23T13:57:41+00:00</video:publication_date>
			<video:description><![CDATA[Fee-only financial advice means 100% objective advice. It’s just that simple. When you’re making important financial decisions, which will affect your future, you need to know the advice you’re receiving is free from any conflicts of interest and is not motivated by a sales commission. First Financial Consulting proudly stands behind our commitment to provide objective advice, tailored specifically to your needs and goals. We have a fiduciary duty to always act in your best interest as fee-only financial planners.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/989061584</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2024/07/what-makes-fee-only-different.jpg</video:thumbnail_loc>
			<video:duration>277</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/our-firm/">First Financial Consulting</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/family-limited-partnership/</loc>
		<video:video>
			<video:title><![CDATA[Family Limited Partnership]]></video:title>
			<video:publication_date>2021-11-19T14:25:36+00:00</video:publication_date>
			<video:description><![CDATA[In this video, Greg Welborn reviews Family Limited Partnerships, as well as their applications and benefits.

Read More: https://firstfinancial.is/family-limited-partnership/]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/647869363</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2021/12/family-limited-partnership-flp-1.jpeg</video:thumbnail_loc>
			<video:duration>272</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/stocks-and-bonds-diversification/</loc>
		<video:video>
			<video:title><![CDATA[Stocks and Bonds Diversification]]></video:title>
			<video:publication_date>2019-02-19T23:09:01+00:00</video:publication_date>
			<video:description><![CDATA[Diversification is a crucial to a healthy investment portfolio. By creating a mix of stocks and bonds, we can add some predictability into your portfolio.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/318364502</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/02/greg-diversification.jpg</video:thumbnail_loc>
			<video:duration>357</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/understanding-your-401-k/</loc>
		<video:video>
			<video:title><![CDATA[Understanding Your 401k]]></video:title>
			<video:publication_date>2020-02-10T19:06:14+00:00</video:publication_date>
			<video:description><![CDATA[By better understanding your 401(k) plan, you can maximize your 401(k) and ensure that you are saving as efficiently as possible for retirement.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/390624412</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2020/02/danny-beckwith-understanding-401k-2.jpg</video:thumbnail_loc>
			<video:duration>320</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/danny-beckwith/">Danny Beckwith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-to-become-a-millionaire/</loc>
		<video:video>
			<video:title><![CDATA[How to Become a Millionaire]]></video:title>
			<video:publication_date>2019-04-17T18:22:36+00:00</video:publication_date>
			<video:description><![CDATA[Do you want to be a millionaire? Surveys show that over 60-80% of millionaires use a financial advisor. Here''s how to become a millionaire.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/331107939</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/04/Greg-Welborn-How-to-Become-a-Millionaire.jpg</video:thumbnail_loc>
			<video:duration>338</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-great-coaches-cast-vision/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Great Coaches Cast Vision]]></video:title>
			<video:publication_date>2016-03-30T15:40:28+00:00</video:publication_date>
			<video:description><![CDATA[#BenchTalk by Scott Sommers]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/160939454</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/05/video_thumb_26.jpg</video:thumbnail_loc>
			<video:duration>193</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/you-need-a-solid-financial-plan/</loc>
		<video:video>
			<video:title><![CDATA[You Need A Solid Financial Plan]]></video:title>
			<video:publication_date>2018-11-07T14:57:30+00:00</video:publication_date>
			<video:description><![CDATA[Bench Talk by Greg Welborn at First Financial Consulting.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/299509435</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2018/11/bench-talk-greg-you-need-financial-plan.jpg</video:thumbnail_loc>
			<video:duration>395</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-5-things-can/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: 5 things You Can Do]]></video:title>
			<video:publication_date>2017-06-13T17:10:03+00:00</video:publication_date>
			<video:description><![CDATA[Getting your finances in order is extremely important to a healthy financial future. Here are 5 things you can do today to get your finances back on track.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/221493105</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2017/06/video_thumb_5.jpg</video:thumbnail_loc>
			<video:duration>92</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chad-germann/">Chad Germann</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/investment-checklist-step-one-got-cash-flow/</loc>
		<video:video>
			<video:title><![CDATA[Investment Checklist]]></video:title>
			<video:publication_date>2019-08-06T18:34:30+00:00</video:publication_date>
			<video:description><![CDATA[Here is our investment checklist that we look at before someone is ready to start. Cash flow, personal financial situation, and a solid foundation.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/352369173</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/08/chris-investment-checklist.jpg</video:thumbnail_loc>
			<video:duration>177</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chris-siraganian/">Chris Siraganian</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-breaking-bad-behaviors/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Breaking Bad Behaviors]]></video:title>
			<video:publication_date>2016-01-07T01:35:44+00:00</video:publication_date>
			<video:description><![CDATA[By Greg Welborn]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/150986792</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/01/video_thumb_29.jpg</video:thumbnail_loc>
			<video:duration>225</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/best-financial-investments-2020/</loc>
		<video:video>
			<video:title><![CDATA[Best Financial Investments in 2020 | First Financial Consulting]]></video:title>
			<video:publication_date>2020-01-24T15:46:26-08:00</video:publication_date>
			<video:description><![CDATA[The best financial investments in 2020 cannot be predicted by looking at last year''s performance history. However, we can make predictions for the long run.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/386581612</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2020/01/best-investments-20203-2.jpg</video:thumbnail_loc>
			<video:duration>221</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-i-paid-off-50k-in-student-debt/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: How I Paid Off $50k in Student Debt]]></video:title>
			<video:publication_date>2016-08-25T13:02:32+00:00</video:publication_date>
			<video:description><![CDATA[By Chris Siraganian]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/180201996</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/08/video_thumb_19.jpg</video:thumbnail_loc>
			<video:duration>165</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chris-siraganian/">Chris Siraganian</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/how-to-pay-for-college/</loc>
		<video:video>
			<video:title><![CDATA[How To Pay For College | First Financial Consulting]]></video:title>
			<video:publication_date>2019-09-30T11:54:34-07:00</video:publication_date>
			<video:description><![CDATA[There''s no denying that college is expensive and paying for it can seem like a daunting task. Luckily, there are numerous ways to help pay for your tuition.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/357845615</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/09/chris-bench-talk-paying-for-college.jpg</video:thumbnail_loc>
			<video:tag><![CDATA[college planning]]></video:tag>
			<video:tag><![CDATA[paying for college]]></video:tag>
			<video:duration>290</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chris-siraganian/">Chris Siraganian</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/what-type-of-investor-are-you/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: What Type of Investor Are You?]]></video:title>
			<video:publication_date>2015-07-10T00:21:48+00:00</video:publication_date>
			<video:description><![CDATA[Are you the type of investor who worries about market volatility or are you the type who is emotionally detached from market volatility?]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/133111758</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2015/07/video_thumb_38.jpg</video:thumbnail_loc>
			<video:duration>205</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-why-do-we-invest/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: Why Do We Invest?]]></video:title>
			<video:publication_date>2016-10-07T17:27:40+00:00</video:publication_date>
			<video:description><![CDATA[By Chad Germann]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/186024916</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/10/video_thumb_17.jpg</video:thumbnail_loc>
			<video:duration>131</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chad-germann/">Chad Germann</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-habit-generosity-kids/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: Habit of Generosity with Kids]]></video:title>
			<video:publication_date>2017-01-26T17:28:55+00:00</video:publication_date>
			<video:description><![CDATA[Scott Sommers]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/201204183</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2017/01/video_thumb_12.jpg</video:thumbnail_loc>
			<video:duration>130</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/is-your-advisor-an-eeyore/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: Is Your Advisor an "Eeyore"?]]></video:title>
			<video:publication_date>2017-05-30T16:58:51+00:00</video:publication_date>
			<video:description><![CDATA[Is your financial advisor an Eeyore or maybe even a "yes-man". If so, find someone who takes the time to understand and balance your goals.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/219585253</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2017/05/video_thumb_6.jpg</video:thumbnail_loc>
			<video:duration>328</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-dont-ignore-your-finances/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: Couples! How to Talk About Finances]]></video:title>
			<video:publication_date>2016-08-08T13:17:16+00:00</video:publication_date>
			<video:description><![CDATA[One of the biggest concerns couples have is how to talk about their finances. This question almost always hits the top five list.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/178048195</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/08/video_thumb_20.jpg</video:thumbnail_loc>
			<video:duration>228</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/brewing-the-perfect-financial-plan/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk:  Brewing The Perfect Financial Plan]]></video:title>
			<video:publication_date>2016-04-12T19:00:21+00:00</video:publication_date>
			<video:description><![CDATA[What do beer and financial planning have in common? Well to start, they both require the perfect ingredients to be succesfull.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/162611005</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/05/video_thumb_25.jpg</video:thumbnail_loc>
			<video:duration>88</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chris-siraganian/">Chris Siraganian</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-wealth-transition-troubles/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Wealth Transition Troubles]]></video:title>
			<video:publication_date>2016-03-08T18:37:53+00:00</video:publication_date>
			<video:description><![CDATA[By Greg Welborn]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/158257520</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/03/Wealth-Transition-Troubles.jpg</video:thumbnail_loc>
			<video:duration>197</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-why-you-need-a-living-will/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Why You Need A Living Will]]></video:title>
			<video:publication_date>2016-02-02T15:15:26+00:00</video:publication_date>
			<video:description><![CDATA[By John Griesinger]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/153959729</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/02/why-you-need-a-living-will.png</video:thumbnail_loc>
			<video:duration>125</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/john-griesinger/">John Griesinger</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-yogi-berra-retirement-questions/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Yogi Berra &amp; Retirement Questions]]></video:title>
			<video:publication_date>2016-01-25T23:49:32+00:00</video:publication_date>
			<video:description><![CDATA[By Scott Sommers]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/153064016</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/01/scott-sommers-yogi-bench-talk.jpg</video:thumbnail_loc>
			<video:duration>169</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/scott-sommers/">Scott Sommers</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-become-a-successful-investor/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | Become a Successful Investor]]></video:title>
			<video:publication_date>2015-10-09T14:14:22+00:00</video:publication_date>
			<video:description><![CDATA[Bench Talk by John Griesinger]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/141935679</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2016/04/Photo-Dec-08-1-46-00-PM-1.jpg</video:thumbnail_loc>
			<video:duration>112</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/john-griesinger/">John Griesinger</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/million-dollar-retirement-plan/</loc>
		<video:video>
			<video:title><![CDATA[Million Dollar Retirement Plan]]></video:title>
			<video:publication_date>2015-06-18T13:40:43+00:00</video:publication_date>
			<video:description><![CDATA[How do you build a million dollars in your retirement plan? Here are some key points you should consider when planning for retirement.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/131120251</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2015/06/post_thumb_13.jpg</video:thumbnail_loc>
			<video:duration>587</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/bench-talk-15-min-retirement-plan/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk | 15 min. Retirement Plan]]></video:title>
			<video:publication_date>2015-06-17T21:31:54+00:00</video:publication_date>
			<video:description><![CDATA[Don''t fall victim to retirement product pitches from a sales rep. You need a well developed strategy to plan for retirement.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/131049230</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2015/06/video_thumb_39.jpg</video:thumbnail_loc>
			<video:duration>86</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/stock-volatility/</loc>
		<video:video>
			<video:title><![CDATA[Bench Talk: Stock Volatility]]></video:title>
			<video:publication_date>2018-12-18T16:15:36+00:00</video:publication_date>
			<video:description><![CDATA[Greg Welborn]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/307137257</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2018/12/greg-welborn-stock-bench-talk.jpg</video:thumbnail_loc>
			<video:duration>409</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/greg-welborn/">Greg Welborn</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/financial-wisdom-our-greatest-client-value/</loc>
		<video:video>
			<video:title><![CDATA[Investment Checklist]]></video:title>
			<video:publication_date>2019-08-06T18:34:30+00:00</video:publication_date>
			<video:description><![CDATA[First Financial has committed to giving 100% fee-only objective advice. Which means we aren’t trying to push you into anything that isn’t right for you.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/352369173</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/06/financial-wisdom-danny-bench-talk.jpg</video:thumbnail_loc>
			<video:duration>177</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/danny-beckwith/">Danny Beckwith</video:uploader>
		</video:video>
		<video:video>
			<video:title><![CDATA[This is the Value of Fee-Only Advice]]></video:title>
			<video:publication_date>2019-03-16T20:14:11+00:00</video:publication_date>
			<video:description><![CDATA[Danny Beckwith]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/324755411</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/06/financial-wisdom-danny-bench-talk.jpg</video:thumbnail_loc>
			<video:duration>146</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/danny-beckwith/">Danny Beckwith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/this-is-the-value-of-fee-only-advice/</loc>
		<video:video>
			<video:title><![CDATA[This is the Value of Fee-Only Advice]]></video:title>
			<video:publication_date>2019-03-16T20:14:11+00:00</video:publication_date>
			<video:description><![CDATA[Danny Beckwith]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/324755411</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/02/Bench-Talk-Danny-Value-Fee-Only.jpg</video:thumbnail_loc>
			<video:duration>146</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/danny-beckwith/">Danny Beckwith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/can-you-diy-your-finances/</loc>
		<video:video>
			<video:title><![CDATA[Can You DIY Your Finances? | First Financial Consulting]]></video:title>
			<video:publication_date>2019-10-03T13:40:20-07:00</video:publication_date>
			<video:description><![CDATA[Can you DIY your finances? It boils down to time, ability &amp; desire. If you''re missing these components, then it''s time to consult with a financial planner.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/363985961</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/10/danny-beckwith-brick-wall.jpg</video:thumbnail_loc>
			<video:duration>216</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/danny-beckwith/">Danny Beckwith</video:uploader>
		</video:video>
	</url>
	<url>
		<loc>https://firstfinancial.is/financial-recession-top-3-things-to-do/</loc>
		<video:video>
			<video:title><![CDATA[Financial Recession: Top 3 Things to Do | First Financial Consulting]]></video:title>
			<video:publication_date>2019-09-04T18:32:42-07:00</video:publication_date>
			<video:description><![CDATA[With discussion around an impending financial recession, here are three things your financial plan should include to protect you from any future recessions.]]></video:description>
			<video:player_loc>https://player.vimeo.com/video/357847027</video:player_loc>
			<video:thumbnail_loc>https://firstfinancial.is/wp-content/uploads/2019/09/357847027.jpg</video:thumbnail_loc>
			<video:duration>150</video:duration>
			<video:family_friendly>yes</video:family_friendly>
			<video:uploader info="https://firstfinancial.is/chad-germann/">Chad Germann</video:uploader>
		</video:video>
	</url>
</urlset>
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