What Happens to a 401k After You Quit Your Job?

You may be asking yourself, “what happens to my 401k if I quit my job?” “Do I lose the benefits of my old 401k plan?” If you find yourself asking these questions, you’re not alone.

An ING survey discovered that 50% of American workers who had participated in an employer-sponsored retirement plan, such as a 401k, have left their account at their previous employer.

What Happens To My 401k If I Quit My Job?

  • Leave the Money in the Old 401k Account
  • Roll it Over Into a New Employer’s 401k Plan
  • Roll it Over Into an IRA of Your Choosing
  • Cash it Out

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